ਕਰਮਾਂ ਦਾ ਹਿਸਾਬ - Punjabi Story - Ranjodh Singh

ਕਰਮਾਂ ਦਾ ਹਿਸਾਬ - Punjabi Story - Ranjodh Singh

Mar 25, 2026 - 15:02
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Host:-
Ranjodh Singh

ਨੇਕੀ ਕਦੇ ਅਜਾਈਂ ਨਹੀਂ ਜਾਂਦੀ। A Punjabi spiritual story about karma and seva — listen free on Radio Haanji Kitaab Kahani.

Voice: Ranjodh Singh  |  Genre: Spiritual/Philosophical  |  Format: Punjabi Audio Story  |  Series: Kitaab Kahani

When God Keeps the Accounts — A Story About Karma, Seva and the Debt That Always Returns

A man fixes a broken-down car on a dark forest road, refuses the payment, and rides away into the night. Two years later, when that same man arrives at a hospital near death, the doctor who runs it recognises him immediately — and settles the debt in the only way he knows how. This is a story about what happens when you trust that every act of selfless service is recorded somewhere, by someone who never loses a receipt.

About the Story

During the darkest days of the COVID-19 pandemic, a patient is brought into a private hospital in critical condition. The hospital's owner — the doctor himself — takes over the case personally, spending hours in surgery and instructing his staff to spare no resource. The rest of the staff is quietly puzzled. This is a plainly dressed, ordinary-looking man. There is no obvious reason for the doctor to be so personally invested. And yet the instructions are clear: bill him nothing. Cover his medicines from the hospital account. Let no need go unmet.

After nearly three weeks of treatment and a bill approaching two and a half lakh rupees, the patient is finally ready to go home. When the doctor meets him at discharge, he asks a simple question — do you recognise me? The patient does not. What follows is the unravelling of a connection that was made two years earlier, on a dark jungle road, when a motorcycle mechanic stopped to help a stranded family — fixed their car, refused their money, and said only that God had sent him to serve and that God keeps account of every labour.

The doctor had been that stranded traveller. He had never forgotten the mechanic's words. From that night forward, he had made a quiet promise to himself — to pass that kindness forward to every person who came through his doors with genuine need. The mechanic, lying in his wheelchair at the moment of discharge, listens to this account with tears in his eyes. His good deed, offered freely on a dark road two years ago, has been returned to him not just in full — but with interest.

ਕਹਾਣੀ ਝਲਕ

ਮੈਂ ਪੈਸੇ ਨਹੀਂ ਲੈਣੇ, ਇਹ ਤਾਂ ਰੱਬ ਨੇ ਮੇਰੀ ਸੇਵਾ ਲਾਈ ਐ।

ਉਹ ਰੱਬ ਵਾਕਈ ਹਰ ਇੱਕ ਦਾ ਹਿਸਾਬ-ਕਿਤਾਬ ਰੱਖਦਾ। ਕਿਸੇ ਨਾ ਕਿਸੇ ਰੂਪ ਦੇ ਵਿੱਚ ਉਹ ਜ਼ਰੂਰ ਤੁਹਾਨੂੰ ਅਹਿਸਾਸ ਕਰਾਉਂਦਾ ਕਿ ਉਹਦੀ ਮੌਜੂਦਗੀ ਹੈਗੀ ਆ।

ਹੇ ਵਾਹਿਗੁਰੂ! ਅੱਜ ਤੁਸੀਂ ਮੇਰੇ ਕਰਮਾਂ ਦਾ ਹਿਸਾਬ ਵਿਆਜ ਸਮੇਤ ਚੁਕਾ ਦਿੱਤਾ।

ਦੀਵੇ ਤੋਂ ਅੱਗੇ ਦੀਵਾ ਬਲਦਾ — ਨੇਕੀ ਇਸੇ ਤਰ੍ਹਾਂ ਅੱਗੇ ਤੋਂ ਅੱਗੇ ਚੱਲਦੀ ਹੈ।

Listen to the full story on Radio Haanji Kitaab Kahani.

The Message of the Story

At its heart, this is a story about divine accounting — the belief, rooted deep in Punjabi and Sikh spiritual thought, that no act of genuine seva ever disappears into nothing. The mechanic gave freely on a dark night when he had every reason to ride past. The doctor received that gift and chose to multiply it. And when the mechanic needed saving, the universe had already arranged the return — not through coincidence, but through the long, patient working of cause and effect that every faith tradition recognises in its own way.

The story makes a subtle but important distinction: the mechanic did not help in order to receive. He helped because he believed it was what God had placed him in that moment to do. It is precisely this absence of expectation that the narrative suggests is the prerequisite for the return. Help given with a ledger in hand is commerce. Help given with an open hand is seva — and it is seva, the story argues, that God accounts for separately.

The closing image is one of the most enduring in Punjabi literary and spiritual tradition: the diva, the lamp, lighting the next lamp, and the next, until the darkness recedes not through one great light but through countless small ones. The story invites every listener to ask a quiet question — whose lamp have I been? And who might be waiting for me to stop and be that for them?

About Kitaab Kahani

Kitaab Kahani is Radio Haanji 1674 AM's daily Punjabi audio story series — short-form stories narrated in Punjabi that are motivational, emotional, moral, spiritual and philosophical. New stories are published every weekday for the Punjabi community in Australia, Singapore, Canada and worldwide. Each story is a few minutes long, perfectly suited for the morning commute, a quiet lunch break, or the end of a long day. Narrated by Radio Haanji's most trusted voices, Kitaab Kahani has built a devoted community of listeners who return not just for the stories — but for the feeling each one leaves behind.

Today's story is narrated by Ranjodh Singh, one of Radio Haanji's most beloved voices and a constant presence across the station's most cherished programmes. His delivery of this story — warm, measured, and deeply felt — brings the mechanic and the doctor to life in a way that lingers long after the audio ends.

Frequently Asked Questions

What is the story ਕਰਮਾਂ ਦਾ ਹਿਸਾਬ about?

ਕਰਮਾਂ ਦਾ ਹਿਸਾਬ is a Punjabi spiritual story about a motorcycle mechanic who stops on a dark forest road to help a stranded family, refuses payment, and says that God has sent him to serve. Two years later, he finds himself critically ill in a hospital — and discovers that the doctor treating him for free is the same man whose car he fixed that night.

What genre is this Kitaab Kahani story?

This story belongs to the spiritual and philosophical genre of Punjabi storytelling. It explores the concept of divine karma — the belief that selfless acts of service are recorded by God and returned with interest. The story is rooted in the Sikh and Punjabi tradition of seva, faith, and the idea that genuine goodness is never wasted or forgotten in this world.

Who narrates ਕਰਮਾਂ ਦਾ ਹਿਸਾਬ on Radio Haanji?

This episode of Kitaab Kahani is narrated by Ranjodh Singh, one of Radio Haanji 1674 AM's most trusted and well-loved voices. Ranjodh is a familiar presence across Radio Haanji's programmes and brings a warmth and depth to Kitaab Kahani stories that makes each narration feel personal, immediate and genuinely felt by every listener.

Where can I listen to Kitaab Kahani stories?

Kitaab Kahani is available free at haanji.com.au, on Spotify, and on Apple Podcasts. You can also download the Radio Haanji app on iOS and Android to listen to every story on demand. New stories are published every weekday — each one a few minutes of Punjabi storytelling that is worth making time for, no matter how busy the day.

Listen Now — Kitaab Kahani on Radio Haanji

Listen to ਕਰਮਾਂ ਦਾ ਹਿਸਾਬ, narrated by Ranjodh Singh, free on all platforms:

Radio Haanji 1674 AM — Melbourne's Punjabi Voice, serving the Punjabi community in Australia and Singapore. New Kitaab Kahani stories every weekday — free, always.

Radio Haanji 1674 AM is Austalia's Punjabi community radio station.
Listen free at haanji.com.au | Spotify | Apple Podcasts | iOS App | Android App
Serving the Punjabi community in Australia, Canada, Singapore and world wide.

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